Not protecting your Cannabis business against large losses beyond what your primary insurance will cover could be financially damaging or ultimately destroy your businesses future. An Excess policy can provide that extra layer of protection. In many instances the primary coverage limit is not enough.
When a is claim reported the first policy to respond is the underlying primary, whether its Commercial Auto, General Liability or even Employers Liability (Workers Compensation). If the claim supersedes the limits in the primary policy, the Excess policy picks up where the primary ended. Insurance West can help provide the coverage you need. Excess policy coverage costs is typically nominal.